Global Warming Illustration Essay Example | Topics and Well Written Essays - 1000 words

Global Warming Illustration - Essay Example People should also embark on afforestation activities to increase forest and vegetation cover and further invest in eco-friendly products. Global warming and its effects may be reduced by adopting environmental friendly farming methods, energy conservation techniques and engaging in other activities that reduces emission of carbon dioxide in the atmosphere. Global warming has affected every nation and village making it a concern to every kind of humanity despite of other distinguishing factors such as race, ethnicity, age, sex, and religion. The impact of climatic changes negatively affects the ecosystem. The effects of climatic change have led to death, malnutrition, droughts and are costly in most countries. The issue of global warming is serious and some experts and scientists say that the climatic change is still going to be a major issue as people can do very less to stop its impact but every individual can at least do something to control the climatic changes. Everybody should be responsible enough to control factors that contribute to global warming. Global warming has altered the climatic patterns in various parts of the world thus making people see nature differently. For instance, the water levels have gone down, cases of Katarina have gone so high, and rainfall is not falling most of the times as it used to in other previous days. Additionally, the vegetation cover is no longer the same the way it used to be in the past and animals have not been able to get food that can satisfy them because of lack of rainfall. Experts predict that in the coming days, the strength of global warming shall have gone so high and that there will be more heat waves and fires combined with severe droughts. Moreover, the experts argue that even a small change in temperature can make a very big difference in people’s life. Experts also say that oceans

English is good for me Essay Example | Topics and Well Written Essays - 500 words

English is good for me - Essay Example Academic writing incorporates a more complicated language compared to other forms of writing. For this reason, students through introductory courses, learn how to carry out research and use well-constructed arguments in expressing their ideas. Furthermore, academic writing requires relatively high grammatical proficiency, and which however, should not lead to failure by the student to concentrate on the content of the article (Koll, 2012). Regardless of how proficient the level of grammar used is, if the content does not meet the required standards, a student can still obtain very low marks, and hence the two must be given equal attention. Secondly, an English Introductory class usually has comparatively less number of students. This is to allow for a learning environment with quality supportive community for better results. Teachers of such courses employ such learning approaches as peer editing of work, group work and writing workshops that help build a functional community in which skills can be interchanged and hence learning becomes faster and easier. Peer editing and group work help foster learning, as students find it easier it interact with fellow students more than with their teacher. Through this, they are able to challenge themselves, learn from each other, and even approach their teacher as a group with problems that none could find a solution to, thus passing the obstacle of fear of expression typical of many college entrants. Taking an Introductory English Course also improves study skills among students. Since such course are usually the first classes new college students attend, they are tailored to help with not only writing skills, but also with other areas key to academic success such as good scheduling, organization and coordination. Scheduling and organizing work always present a great challenge to new college students. The hype of being in college, need to

Naturalistic Movement Within Theatre Theatre Essay

Naturalistic Movement Within Theatre Theatre Essay After reading and researching into Raymond Williams quotation, this essay will produce the main outlines of the naturalistic movement within Theatre and how important it is in modern day society. The main outlines discussed in this essay are the social and technological change after the Restoration period, what is the content of naturalistic plays, the audiences response to naturalism and its future development and dominance within society today. At the end of the nineteenth centaury, naturalism became a revolt against previous conventions of theatre, and it strived to destroy everything the world thought was true; naturalism was the revolution of man. However, prior to this was both the Renaissance and Restoration periods; these both had a considerable impact on theatre. This essay will argue that without these generations of theatre, Naturalism could not of developed. The Renaissance period held Elizabethan Theatre, which composed of the most famous playwright even today, William Shakespeare however considered to being Shakespeares superior was Christopher Marlowe who was another successful playwright within the sixteenth centaury. The early plays of this period were performed almost anywhere, mainly courtyards and Inns. During the end of the sixteenth century, performances eventually advanced into being presented in established Theatres, as we know them today; the most famous of these early buildings being the Globe: This entailed daytime performances without lights or a stage curtain and very few, if any, props, thought the actors were dressed in rich costumes. There were no scene changes in the modern sense and the action moved fluidly from one scene to the next without an apparent break. (The Routledge history of literature in English: Britain and Ireland, 2001, p67) This contrasts competently to the major outlines of the naturalism movement, without the technological change of lighting through the nineteenth century naturalistic theatre would not have been possible to convey on stage. Before gas lighting and the limelight, the only light used with indoor theatres was candlelight, however many performances were presented outdoors in the daylight. Using only candlelight indoors would make it impossible to portray naturalism on stage. Another clear difference to where theatrical naturalism progressed from Renaissance theatre is through scenery and props. The Elizabethans used as little props as possible and relied on backdrops to convey a sense of place, however naturalistic theatre moved from backdrops to three-dimensional scenery and highlighted props as being highly important to make the space look real and lived in: August Strindberg, in his preface to Miss Julie, complained of canvas walls that shook when doors were slammed, and painted pots and pans on the walls instead of real ones. (The Cambridge guide to Theatre, 1995, p1096) Thus suggesting that when the curtains opened to these detailed naturalistic sets Strindberg wanted a reaction to occur from the middle class audience as it reflects their homes; the use of canvas within naturalistic performances wouldnt have given the audience anything to relate to. Another major contribution to the movement of Naturalism is the role of women. During the Renaissance period, it was unheard of for a woman to perform professionally on stage alongside men; young adolescent men would perform womens roles. Conversely, during the late seventeenth century, the beginning of the Restoration Period, Women began to act professionally in Theatres; without women performing on stage, naturalism could not have taken place. Another contrast before naturalism, is the restorations Pantomimes and Melodramas, these two genres are both established by stereotypical characters with exaggerated emotions. Pantomimes were hugely associated with cross-dressing and stock characters, singing songs and breaking down the fourth wall by talking to the audience. Melodramas were publicly taken more seriously although they to included stock characters and songs; naturalism advances away from these exaggerated performances and developed characters on stage. Characters were becoming more naturalistic, psychologically complex and were people the middle class audience could relate. However, it was not only the transition through the Renaissance and Restoration period creating Naturalism, but the influence of science and scientists: Its origin owes much to Charles Darwin and his theory of evolution, based in turn on his theory of natural selection. Darwin created context that made naturalism with its emphasis upon theories of heredity and environment a convincing way to explain the nature of reality for the late nineteenth century. (The Cambridge companion to American realism and naturalism: Howells to London, 1995, P47) Science explains human behaviour and this is why Darwins evolutionary theories are a big influence on Naturalism; his theories determine someones character through social environment and heredity. Sigmund Freud was also another influence of Naturalism; his studies excogitate human psychological behaviour and how humans function. Karl Marx also had an input to the movement; his studies were the economical and industrial analysis on society. Without these theories characters could not have developed in Naturalistic plays being written as well as performed. Naturalism became an atheistic revolt against previous theatre conventions; plays and performances contrasted from Renaissance and Restoration where they were solely devout, to being irreligious in the late nineteenth century. Naturalism sought to abolish what society believed and changed the revolution of man, society and morals. The four acknowledged playwrights who determined and developed theatrical naturalism are Henrik Isben, Anton Chekhov, August Strindberg and Emile Zola (Who was also a well established novelist in naturalistic literacy). Constantin Stanislavski helped intensify and direct these plays so the audience would encounter lifelike productions on stage. These distinguished playwrights composed scripts would consist of particular attributes. The first feature of these plays this essay is going to elaborate on is the use of contemporary issues within these naturalistic pieces such as contraception, womens rights, adultery, and sexual diseases, the key issue however is female identity within society. One clear example of this feature exists in Strindbergs preface to Miss Julie where he outlines his ideas for his play: The passionate character of her mother; the upbringing misguidedly inflicted on her by her father; her own character; and the suggestive effect of her fiancà © upon her weak and degenerated brain. (Miss Julie, 2006, Preface Ixxxix) The main theme of this play is the degeneration of women, and throughout the play, we see the different beliefs Miss Julies parents brought upon her upbringing and how they have torn her apart to being psychologically distracted. Her mother who was a highly obsessive feminist believing in equality between men and women and opposingly her father who brought her upon his own beliefs that women and men are not equal, that women are lower than men. Through the influence of Sigmund Freud and Darwin, Strindberg had a high interest in human psychology and evolutionary history; the scientific research on humans is another clear feature within naturalistic plays. Two relevant psychological paths are relevant to Miss Julie that are relevant to when Strindberg wrote this play, hysteria and feminine masochism. Women throughout this movement were being represented in a much different manner than during Restoration period; women became considered as sexually assertive and independent. Miss Julie i s clearly both sexually assertive and independent to a certain extent but she is psychologically preoccupied. With this, it is apparent to say that all naturalistic pieces of theatre include psychologically complex characters, which the actors themselves are required to understand. The actors performing naturalistic plays would have researched through subtext and the text to find out who their characters are and how they can run the character through their own emotions. Stanislavski had an acknowledged impact of directing the actors through the Stanislavski system whilst producing naturalistic plays: While he himself was often at pains to demonstrate that his system was not limited to naturalistic plays, Stanislavskis theory and practice clearly articulated a response to the development of naturalism as a major movement in Western drama. (The purpose of playing: modern acting theories in perspective, 2006, p37) Gordon expresses that Stanislavskis theories linked and worked better with naturalism, and through his methods, he helped to influence the naturalism movement. Another feature of naturalistic theatre is the detail of sets, each of the playwrights set out to mirroring the bourgeoisie audience; as noted earlier on in the essay, the sets were to be three-dimensional without the use of painted backcloths. The directions for how the set is to be on each scene is outlined with as much detail as possible within the scripts: A large kitchen, the roof and side walls of which are concealed by drapes and borders. The rear wall rises at an angle from the left; on it, to the left are two shelves with utensils of copper, iron and pewter. (Miss Julie, 2006, p3) It is clear to see from the beginning of a very long detailed extract on the stage setting that everything has to be as it is written in the script. Strindberg would not have written such detailed descriptions of the scenery if he had no reason, and his reason was to represent and mirror the middle class audiences homes. He directly points to which materials should be used and how things are arranged on the stage; these props are meant to be there to make the life on stage as real as possible creating a tangible presence for the audience to watch. The bourgeoisie audience were middle or merchant class people known for their ownership of capital and related culture; they benefited out of capitalism. Naturalistic plays sought to mirror the bourgeoisies lives and homes on stage; capitalism became scrutinized. These audiences contrasted highly to the classical audiences of the Renaissance and Restoration theatre, the audiences became silent, as conventionally they would be today; there was no more booing and hissing within the audiences. Another attribute to the social classes within theatrical naturalism was the lower working class and social outcasts becoming the protagonists thus moving away from the aristocrat protagonists of classical drama. This can be argued in Miss Julie, as there are two protagonists both from different social backgrounds, the two being Miss Julie who is an aristocrat and Jean who is a lower class servant; despite their social status, they are both outcasts. When it comes to morality Jean is Julies superi or as he is a man and she is a degenerated woman. There is also a clear theme of family life; there was more emphasis on family than the wider society and characters were individualised and shown in their social and economical contexts. Miss Julie again clearly represents those naturalistic attributes and themes: There have been many family tragedies, and Julie is the Counts only heir; the family name will die with her. (Strindberg and the poetry of myth, 1982, p71) This suggests that there is no males in this play that control family life, and the familys fate is down to Julie. From this also arises the theme of female identity in society once again, and dramatises the deterioration of men as a dominating figure of society as well as their authority in the home. There have been playwrights and practitioners who have criticized naturalism, one of the most famous being Bertolt Brecht who has formed the practice of epic theatre. He disagreed with the illusion of reality on stage and he disliked Stanislavskis practices of staying close to the characters on stage in order to represent real life, and through his own theory, he believed in distancing the actor from the character using the verfremdungseffekt. Even in todays society, naturalism throughout the arts is still used vastly. Playwrights are still producing naturalistic performances, for stage, film and television. Raymond Williams quotation explores the main outlines of naturalism and through researching this I have discovered that before the naturalism movement there was minimal or no attempt to show a sense of place on stage or any development of character; Naturalism sought to explore what was real, real characters, real homes, real life.

The Causes of Substance Abuse Essay -- Drug Addiction Essays

Substance abuse is an issue that has disseminated in the society and is often regarded as the relic of a thoughtless materialism. A false belief regarding addicted individuals seems to be ingrained in the minds of the majority of the population (Sadava, 1987). This belief is very often accompanied by appalling mental images of addicts and a highly judgmental attitude (Sadava, 1987). As a result, the causes of addiction are still wrapped in obscurity. This paper aims to outline the most basic reasons that lead to substance abuse and dependency, from the early developmental stage until late adolescence. First of all, when a child-bearing woman is using drugs, the substances are being transferred to the foetus through the umbilical cord (Bashmore, Ketchum, Staisch, Barrett, & Zimmermann, 1981). As a consequence, the foetus experiences the same physical symptoms as its mother, such as blood intoxication and spasms (Bashmore et al, 1981; Kreek, Nielsen, Butelmann, & LaForge, 2005). Substance abuse during pregnancy can cause spontaneous abortion, heart defects and low birth weight (Bashmore et al., 1981), as well as behavioral problems and addiction proneness for the offspring (Bashmore et al., 1981; JÃ ªdrzejczak, 2005). More specifically, substance abuse during pregnancy can elicit a series of chemical reactions in the developing brain of the foetus (Kreek et al., 2005). As a result, in the future life of the offspring, an environmental or a psychological stimulus may be enough to lead to substance abuse (Kreek et al., 2005). The experiences an individual has during his or her childhood are considered equally important prognosticators for using drugs. Witnessing a parent or a caretaker abusing substances is considered as an ... ...r and public policy. Englewood Cliffs: Prentice-Hall. Sihvola, E., Rose, R. J., Dick, D. M., Pulkkinen, L., Marttunen, M., & Kaprio, J. (2008). Early onset depressive disorders predict the use of addictive substances in adolescence: A prospective study of adolescent Finnish twins. Addiction, 103(12), 2045-2053. doi:10.1111/j.1360-0443.2008.02363.x Spooner, C. (1999). Causes and correlates of adolescent drug abuse and implications for treatment. Drug and Alcohol Review, 18(4), 453-475. doi:10.1080/09595239996329 van Dalen, A. (2001). Juvenile violence and addiction: Tangled roots in childhood trauma. Journal of Social Work Practice in The Addictions, 1(1), 25-40. doi:10.1300/J160v01n01_04 Zimić, J., & Jukić, V. (2012). Familial risk factors favoring drug addiction onset. Journal of Psychoactive Drugs, 44(2), 173-185. doi:10.1080/02791072.2012.685408

Advocacy Campaign for Child Welfare

CHAPTER ONE SITUATION ANALYIS To be able to come up with a good child welfare advocacy, the group assessed the external and internal situation. This chapter evaluates the situations and trends in a particular advocacy. It provides the information needed for planning. Background of Child Welfare Child welfare is a government- run service for protecting children and young people who are underage which are still vulnerable to abuses like commercial sexual exploitation, trafficking, child labor, and harmful traditional practice.It is estimated that in our country, about 100,000 children die each year from preventable diseases, more than 2 million school age children are not studying, there were also upwards of 2 million working children and that street children number about 200,000 in 57 cities. UNICEF figures out the number of sexually prostituted children at around 60,000. There are many organizations here in the Philippines that promote child welfare that has one common goal which is to help many children, especially children who are homeless and had been abandoned by their love ones.According to Presidential Decree No. 663 dated December 10, 1974 regarding the Child and Youth Welfare Code Art. 3. Right of the Child clearly states that: All children shall be entitled to the rights herein set forth without distinction as to legitimacy or illegitimacy, sex, social status, religion, political, antecedents, and other factors. (1) Every child is endowed with the dignity and worth of a human being from the moment of his conception, as generally accepted in medical parlance, and has, therefore, the right to be born well. 2) Every child has the right to a wholesome family life that will provide him with love, care and understanding, guidance and counseling, and moral and material security. The dependent or abandoned child shall be provided with the nearest substitute for a home. (3) Every child has the right to a well-rounded development of his personality to the end th at he may become a happy, useful and active member of society. The gifted child shall be given opportunity and encouragement to develop his special talents.The emotionally disturbed or socially maladjusted child shall be treated with sympathy and understanding, and shall be entitled to treatment and competent care. The physically or mentally handicapped child shall be given the treatment, education and care required by his particular condition. (4) Every child has the right to a balanced diet, adequate clothing, sufficient shelter, proper medical attention, and all the basic physical requirements of a healthy and vigorous life. 5) Every child has the right to be brought up in an atmosphere of morality and rectitude for the enrichment and the strengthening of his character. (6) Every child has the right to an education commensurate with his abilities and to the development of his skills for the improvement of his capacity for service to himself and to his fellowmen. (7) Every child h as the right to full opportunities for safe and wholesome recreation and activities, individual as well as social, for the wholesome use of his leisure hours. 8) Every child has the right to protection against exploitation, improper influences,   hazards, and other conditions or circumstances prejudicial to his physical, mental, emotional, social and moral development. (9) Every child has the right to live in a community and a society that can offer him an environment free from pernicious influences and conducive to the promotion of his health and the cultivation of his desirable traits and attributes. (10) Every child has the right to the care, assistance, and protection of the State, particularly when his parents or guardians fail or are unable to rovide him with his fundamental needs for growth, development, and improvement. (11) Every child has the right to an efficient and honest government that will deepen his faith in democracy and inspire him with the morality of the const ituted authorities both in their public and private lives. (12) Every child has the right to grow up as a free individual, in an atmosphere of peace, understanding, tolerance, and universal brotherhood, and with the determination to contribute his share in the building of a better world.The Helping Juans group would like to market our advocacy and also to contribute in giving awareness to everyone about child welfare especially the parents simply because we would like to educate them regarding concerns about the welfare of each and every one’s children, meaning, we love our children and they should be provided with all the support, either physically, financially, emotionally, spiritually, and morally.Every child has their own rights and every one of them need to be treated in a right way. But the child welfare in the Philippines is not given that much attention because the kind of governance we have now is corrupt and cannot be dependable all the times because of countless pr oblems that our country is facing and it is sad to say that number of street children are increasing.But if our government will just make up for all their mistakes and give more attention to our real problems especially the lack of funds on every department including DSWD (Department of Social Welfare and Development), it would be a great relief to everybody especially those children who are in an orphan who had been abandoned and just relying to their orphanage. CHAPTER TWO ADVOCACY CAMPAIGN Christmas for Little Juans is an advocacy campaign introduced by Helping Juans, a group composed of nine members from MA101.We made this group for us to help abandoned children even with just simple things, like feeding them, giving them gifts and showing them love especially to this kind of season. These children are often working in very difficult circumstances without enough food to eat and decent place to sleep. The street is their only home. Our advocacy campaign is to raise awareness abou t these children. We want them to be recognized and at the same time to be cared and sheltered. It is our organization's ultimate goal in raising awareness about these kids and also in gathering support for the welfare and benefit of street children in Manila.We are volunteer based and believe that the money our donors give should be used wisely and efficiently as possible. The target participants for our advocacy campaign were the Asia Pacific College community particularly the students of APC. But that doesn’t mean that the campaign is limited only to these people, but instead, they are just mainly the market. APCians, together with the faculty and staff, were encouraged to join to help the group gain funds for their advocacy campaign and help their beneficiary foundation.These participants didn’t regret helping the campaign but instead touched their hearts and realized how important helping the needy people is. The group did not just help others but also helped them selves because by helping other people to the best of their ability, they automatically helped themselves. Helping Juans believed that it is their group’s as well as the entire mankind's obligation to make sure these kids get proper place to live, proper education and proper treatment, so that they can appreciate their lives and look towards the brighter side and maybe, someday they can also make an impact in this world.CHAPTER THREE PARTNER ORGANIZATION The My Father’s House (MFH) is a licensed, nonprofit child caring organization serving the abandoned, neglected and orphaned children. This organization aims to introduce each child to Jesus Christ with the hope that they come to know Him as Lord and Saviour of their lives through the promotion of discipline and obedience under God’s love and principle, provide programs and services to develop self sufficiency and independency, place children in loving stable Christian homes for their protection and security, an d implement holistic programs that will empower children and youth.The organization has a total of 64 students, 10 of which are youth scholar under the Independent Living Program. Others were declared abandoned and voluntarily surrendered by parents. They train these children to observe respect and politeness on their behavior and it is observed that the children have become more accepting of one another and of the authority that the adults have over them. They also implement behavior modification strategies so they would become more open to caregivers and social workers. Children are being adopted by Filipino, American, Spanish and Finnish families.They are open to people who are willing to help and give hands to the children. They prefer clothes, school supplies and food for the children. MFH is located at 135 Ramona Tirona corner Sison St. , BF East Phasi VI, Las Pinas, their location is inside the subdivision and it has a high security which they can have the assurance of the ch ildren's safety. They have places for children to sleep, eat, study and play. They have 3 bed rooms, one room for girls, one room for boys from 5-12 and another for teenagers.They have a kitchen which serves good food and they eat as a family. They have a separate building for studying and well trained teachers for them. They have court, play ground and a pool for the children to enjoy. MFH has several partners like Benny Hinn Ministries and Partners, Department of Social Welfare and Development (DSWD), Inter-Country Adoption Board (ICAB), Association of Child-Caring Agencies in the Philippines (ACCAP), KRAFT Philippines, and Wide Horizons for Children, etc. CHAPTER FOUR OBJECTIVES General Objectives: To be able to raise child welfare awareness in the Asia Pacific College community effectively * To inculcate to the minds of the people the essence of child welfare * To build up empathy for these children * To let the orphans experience God’s loving touch by sharing food, gifts and clothing * To share love and care during the Christmas season CHAPTER FIVE INTEGRATED MARKETING COMMUNICATIONS STRATEGIES The group planned to promote â€Å"Christmas for Little Juans† through print ads and through the use of social networking sites such as Twitter and Facebook.It was found to be more effective as the target market of this advocacy campaign, the Asia Pacific College community is usually inclined with these media, so the relay of the message of â€Å"Christmas for Little Juans† is effective and efficient. A. Viral Marketing Viral Marketing was executed through the use of Facebook. The group has created a fanpage, â€Å"Christmas for Little Juans,† so that they will be able to disseminate announcements and updates easily. Aside from that, it also helped them also be easy to get feedbacks from its participants. B. AdvertisingPrint advertisements were produced so that it will be posted in the bulletin boards. By doing this so, the APC community was able to be aware of that the group campaigns for. C. Public Relation The group built a good relation with their sponsor companies and because of this, these companies helped them fund the advocacy. In addition, they have also talked and discussed to some professors their advocacy campaign. In return, some professors allowed their students to attend the activities the group has prepared. D. Selling The group sold ballers to introduce the campaign to their target market.These items were sold through the micro blogging sites, Facebook and Twitter to minimize costs since selling these items in the cafeteria costs a lot because the group must pay additional expenditure for occupying a space in the caf. On the other hand, they also held a film showing at room 415. * Ballers The group saw the trend of wearing ballers in school so they have thought of selling this item for a cause. In a baller is a statement that says, â€Å"I support Child Welfare. † It was a good way of introd ucing the campaign since it spoke for what the group campaigns for.The group was able to get it for P35 each and was also able to sell it for P60, making a profit of P25 per baller. * Sponsorships The group sent letters of sponsorships to fund other activities. * Film Showing The group rented Room 415 for film showing. A person will be charged P50 for a movie as an entrance fee. But then, he/she will enjoy free unlimited snacks while watching. b. Culminating Activity * The group wanted to have a culminating activity that will not only benefit the foundation but also give their audience something in return.They’ve came up hand stamps for their culminating activity. APCians were gathered at the cafeteria to post their hand paints on a long cloth. A registration fee of P20 is charged. They got a free button pin that says, â€Å"I SUPPORT CHILD WELFARE. † It’s not only the button pins that they got, but also the extraordinary feeling of supporting a campaign. CHAPTE R SIX TIME TABLE CHAPTER SEVEN EVALUATION A. Audience Response a) Advocacy Our advocacy campaign was to inform not only students and professors but everyone to be aware of today’s children welfare.Nowadays, almost everybody is aware of the poverty of our country is experiencing and one major problem is the lack support of the society to the children on the streets. Our Advocacy targets to influence everyone to be aware of what is going on to these children. Implementing our campaign, we expound the knowledge of our audience of what our advocacy really means and how they could help. The audience responded in a manner that we did not expect. They have been aware of today’s children in our society and as part of their response, knowing that this could help the welfare; they did not hesitate to support every event we shared.They let our campaign sink in not only in their minds but also with their heart to show their care for these children. No doubt that our campaign achie ved not only its proposed objectives but we also hit the hearts of every audience who cares for the children. b) Culminating Activity The title of our culminating activity is â€Å"High-Five For A Cause†. People wondered what we meant by that, even the audio visual presentation is not enough for them. Due to our creative way of dragging their attention, they started to get curious on our booth—so they went to our area and checked things out.As we explained things to them, we received different types of expression; for some it is just a waste of time and money, but for others they appreciated our concern to the orphan. Now, P20 is not much of a pain in the pocket that is why all we have to do is invite them without too much effort. In addition to this, once they already put their handpaint on the wall they received a button pin meaning that they supported our campaign. Because of this, registration fee was actually a good deal for those who participated. Most of the rea ctions we got are either a ready to participate gesture or eager to get out of that place.As we execute our activity, we observed that people who have seen our campaign is just a waste of money and time for some, like what we have mentioned before. Moreover, some think that putting paint in their hands is a hassle on their part, thinking maybe the paint we use is hard to get rid off. However, for those who were interested, we observed that as they put their handpaintings on the wall it is more likely a fun thing to do for them knowing that something was unique and it was for a cause. B. Budget Utilization Disbursement of Funds for Christmas Party Funds from SponsorshipsFunds from Fund Raising Activities CHAPTER NINE RECOMMENDATIONS For our fund raising Film Showing we could have prepared more chips and more movies to watch. First, the information was not disseminated properly. It was two days before the showing when the group has announced the activity. So that’s why, the gro up didn’t reach their target number of viewers, and that, the participants were so little. They should have posted the print ads ahead of time so that participants were able to be aware of it. There had been a technical problem with the movie—it was skipping a scene so they had to change the movie.But good thing, the audience still liked the movie and still watched it till the end. The group could have chosen a bigger space like the auditorium but unfortunately they could not afford it. So we decided to hold our event in room 415 which was convenient to other students who have classes so they can easily go to our event after their class. But the group was happy that there are more people who participated and enjoyed their event. Lastly, the film showing could have been a success if the time was extended. Most of the people who bought tickets have classes from 12:45-2:30.It could have been better if the group extended the film up to 5pm. The advocacy campaign, â€Å"Hi -Five for a Cause. † which was held at the APC cafeteria was a success. You could see that every student who would pass by the booth would notice and  support the culminating activity. Although, we recommend that the culminating activity should have been widely spread and advertised more so that more people would be able to support. The event lacked noises to advertise the activity. The group could have put up big advertisements like posters and give away fliers earlier.Some of the supporters were not really aware on what they are doing and some of the group members can't explain them thoroughly because of more people coming to their booth but Helping Juans gave them fliers which tell what the advocacy campaign all about. But overall, the culminating activity that we organized was a success for us. CHAPTER TEN DOCUMENTATIONS Unlimited chips for film showing Registration Film viewing Hi-Five For A Cause They support Child Welfare. Almost a hundred supported our campaign. Ball ers @ P60 each

Economic philosophies Essay

This paper will focus on the contributions of John Maynard Keynes and Milton Friedman to economic philosophies. Keynes is considered by many as the most famous and influential economist. Though having that veneration, a number of economists had been in opposition to the Keynesian school of thought. Among the forefront oppositions to the Keynesian economic philosophy is Milton Friedman, along with his accounts on monetarism. In his â€Å"General Theory of Employment, Interest and Money,† Keynes laid out the foundations of his framework, which nearly all macroeconomists make use of today. This framework finds its basis on spending and demand, the factors that determine the components of spending, the liquidity-preference theory of short-run interest rates, and the necessity of the government to make strategic but powerful interferences in the economy in order to keep it on balance and avoid the extremes of depression, as well as manic excess (Delong, 2006). Keynes’ theory was said to be incomplete as it only deals with interest employment and money. There was no mention on the theory about prices. Friedman introduced the principles of prices and inflation to Keynes’ framework, based on the idea that there exists a natural rate of unemployment. Friedman also made mention of the limitations of government policies have with regard to the stability of the economy, taking into consideration the trend of its long-run growth. Friedman considered these as limits beyond which an intervention from the government would trigger an inflation of uncontrollable and destructive nature (Delong, 2006). The events that took place during the Great Depression made Keynes and his orthodox followers to underestimate the influence and role monetary policies have in making a viable solution (Delong, 2006). Keynesians are inclined to prefer fiscal policy to monetary policies as a tool to influence production and employment. They believed that money has no direct influence. Moreover, they question the power of monetary policies to influence employment and production (McCain, 2007). The Great Depression was indeed considered to be a unique event in history, which called for explanation in terms of events rather than in pursuit for a new line of economic theory. One of the events that took place during the Great Depression was the failure of the money and banking system. Thus, the Great depression illustrates the influence of changing monetary conditions (McCain, 2007). Keynes and Friedman both agreed on the necessity of a superb macroeconomic management. The private economy, when on its own, might be subjected to unbearable instability and that there is a necessity for a powerful, strategic, but limited intervention coming from the government in order to maintain stability within the economy (Delong, 2006). Though having these ideas in agreement, Friedman had been a staunch opposition to some of Keynes’ economic principles. According to Keynes, the key to maintaining economic stability is to keep government spending and private investments on stable grounds. Friedman, on the other hand, opined that the key to economic stability is keeping money supply, i. e. the amount of purchasing power, which are readily available to be spent by businesses and households stable (Delong, 2006).

The Effect of the Black Death on English Higher Education essays

The Effect of the Black Death on English Higher Education essays The Effect of the Black Death on English Higher Education, an article written by William J. Courtenay, takes a look into the quantitative and qualitative effects the plague had on English higher education. Courtenay, a history professor at Wisconsin University, has written several books on education in the 14th century, and is also Associate Chairman of the Classics Department, giving him credibility on the subject. By using several primary sources, such as registers from several schools, including that of Oxford, and other newly available sources, he is able to delve into a subject that even two decades ago was still very gray. With these new sources, Courtenay attempts to change the previous assumption that the plague greatly affected English higher education, and that the mortality rate within the educational establishments equaled that of the general population. The two questions Courtenay attempts to answer, whether there was a qualitative and/or quantitative decline in English education as a result of the Black Plague, are both, even to this day, up to speculation. Courtenay begins by stating that up until a few decades ago, there had not been enough information to make an argument based on much fact. Work done, such as that of Anna Campbell, was mainly based on the statements of contemporary scholars, that the Black Plague had a major effect not only on the population, but every other facet of life, including education. Courtenay argues that though the Black Death most certainly affected educational establishments, the death rate of scholars was most likely not that high. He defends his argument by making a case study of a particular focus group, the theology department at Oxford. Using the newly computerized The Biographical Register of the University of Oxford, as well as other sources, Courtenay finds that the number of professor s and students did not necessarily decline after the plague. He gives many reasons for...

Essay Three Cases of Union Breaking in Us

Essay Three Cases of Union Breaking in Us Essay Three Cases of Union Breaking in Us Journalism 513 Edward Connolly The Legacy of Three Union Busting Milestone Events in the United States This paper will discuss three major unionized labor- ­Ã¢â‚¬ management disputes in the U.S.; the goals of each action (strike or other action); the significant individuals involved in breaking the unions involved; the public attitude of the times; and the aftermath of those union- ­Ã¢â‚¬ management disputes in terms of their effect on union growth and progress. The strikes and the strike breakers: First – Andrew Carnegie and the Homestead steel strike of 1892 Second – Ronald Reagan and the Air traffic Controllers’ Strike of 1981 Third – Governor Scott of Wisconsin and the Wisconsin Public Employees union - ­Ã¢â‚¬  2011 Union defeats in these three disputes led to major union busting efforts and blunted progress in a time of union growth, or accelerated a downward trajectory in a period of decline. Carnegie and Homestead Works Skilled Steel Workers For several years Andrew Carnegie had been building his fortune upon acquiring and operating steel companies and plants at a time when steel was the major growth industry enabling America to build cities and infrastructure that would make it the envy of the world. Carnegie’s holdings in steel were primarily in â€Å"unorganized† or non- ­Ã¢â‚¬ union plants. In 1888 he acquired the unionized Homestead plant in Pennsylvania. At the time of his acquisition and early period of operation, unions (the plant union was the Amalgamated Association of Iron and Steel Workers, or AA) were comprised primarily of skilled personnel who worked cooperatively with management on productivity, efficiency and quality of the product. Unionized workers also held a great amount of personal security and a sense of ownership of their jobs. As Carnegie’s plan ts became more mechanized they required a large number of unskilled laborers that came in as non- ­Ã¢â‚¬ union workers. The AA, a national union, was also organized in other steel plants in the Allegheny region. The union initiated a strike on June 30, 1892, which was followed by a management directed â€Å"lockout† of union workers. While Carnegie left for an extended tour of Europe he left one of his managers, Henry Frick in charge. Frick had a plan to fiercely oppose the union, to not only end the strike – but to break the union entirely. Carnegie was complicit in the plan, but stayed in Scotland to keep himself comfortably above the fray. Frick hired the Pinkerton Agency with an objective of overthrowing the striking workers that were occupying the perimeter around the plant (after a fence had been built by Frick to keep the workers out of

Case Study Analysis Of Job Sharing At Motorola †Free Samples

1.How does Motorola’s job sharing system fit with their business needs? 2.What particular needs do female employees face in work-life balance arrangements such as job sharing? 3.What are the advantages and disadvantages of job sharing to job sharers and their managers? 4.What cultural factors come into play in introducing job sharing into other organisations in an Australian context? 1. Motorola in order to remain competitive implement various work life balance practices which includes a job sharing system. A job sharing system requires the employees to work in a 12 hours shift for seven hours for seven days divided into four and three days a week. The full hour shift is divided into two employees equally. As mentioned in a case study Motorola plant operates 24 hours and 7 days a week, which means the work pressure is very high. Job sharing reduces the work burden on employees and helps them to remain productive throughout their work shift. This also enables the two individuals to work together and achieve the organizational goals effectively. It also creates loyal workers and helps the organization to retain talented and hardworking people who want more flexibility in their work hours due to personal commitment (Michael Page, 2016). The operators feel valued and satisfied at the workplace which directly increase their productivity and reduced the absenteeism ra te. It also prevents external recruitment and the cost associated with hiring and training new individual. Job sharing have enabled Motorola to operate 24 hours and 7 days with each employee committed to work efficiently to give them a competitive edge in the industry (Weinreb, 2011). 2. Job sharing for female employees is an appreciated arrangement in which they can effectively manage the work life balance but still there are certain issues female faces in work life arrangement. Female attrition rate is very high in organization due to the lack of flexibility in their workplace roles and responsibilities. When the work hours are reduced there are chances that the base pay will also get reduced accordingly. This directly affects their career development. In order to successfully carry out job sharing arrangement the availability of a job sharer is also very important. The job sharer should have same set of skills and abilities to complement the role of other employee. If it is not possible then the work performance gets affected. Women who perform night duty as a part of their job sharing may confront security issues and sexual harassment issues. The chances of performance appraisals also get reduced as the performance is measured as a team and not individually ( Richardson, 2009). Job share can mostly work in supportive roles; women who are into the role of senior level have to resume a full time responsibility or either compromise on their career (ACAS, 2011). Disadvantages to Job sharers and managers: 4. The successful implementation of job sharing arrangements depends a lot on Cultural factors of the country. While introducing Job sharing practices in Australia there are several factors that are to be kept in mind: Â  By taken into account these factors Job sharing can be introduced in Australian organization. Acas. (2011). Help & advice for employers and employees. Retrieved from https://www.acas.org.uk/index.aspx?articleid=3568 on 4 May 2017. AIM. (2012). MANAGING IN A FLEXIBLE WORK ENVIRONMENT. Retrieved from https://www.wgea.gov.au/sites/default/files/AIM-Managing-in-a-Flexible-Work-Environment.pdf on 4 May 2017. Anderson, C. (2016). Why Flexible Work Is The Way Of The Future, And How Small Business Can Help. Retrieved from https://www.huffingtonpost.com.au/2016/04/01/flexible-work-jobs_n_9579456.html on 4 May 2017. Crampton, S., Douglas, C., Hodge, J. & Mishra, J. (2003). Job Sharing: Challenges and Opportunities. Retrieved from https://core.ac.uk/download/pdf/10683863.pdf on 4 May 2017. Daniels, L. (2011). JOB SHARING AT SENIOR LEVEL: MAKING IT WORK. Retrieved from https://www.thejobshareproject.com/3434hjkv97fgb378fbv/jobsharefullreport.pdf on 4 May 2017. Michael Page. (2016). The benefits of job sharing. Retrieved from https://www.michaelpage.co.uk/advice/career-advice/making-your-next-career-move/benefits-job-sharing on 4 May 2017. Richardson, M. (2009). Making job share work: Australian women share their success secrets. Retrieved from https://www.google.co.in/url?sa=t&rct=j&q=&esrc=s&source=web&cd=2&cad=rja&uact=8&ved=0ahUKEwj6uMLu1tXTAhWBQI8KHXeTBKEQFggtMAE&url=http%3A%2F%2Fwww.moirgroup.com.au%2F_literature_56452%2FMaking_job_share_work&usg=AFQjCNF7_NxEjodbJDqGfCm1aaumODrYhA on 4 May 2017. Weinreb, E. (2011). How Job Sharing May Be The Secret To Work-Life Balance. Retrieved from https://www.forbes.com/sites/work-in-progress/2011/10/24/how-job-sharing-may-be-the-secret-to-work-life-balance/#83dc967129c1 on 4 May 2017.

Financial Analysis Coursework Example | Topics and Well Written Essays - 1500 words

Financial Analysis - Coursework Example They also state that the market value is not determined by the dividend policy. In relation to the irrelevance of dividends, two theorems are applied; these are Modigliani-Miller approach and residual theory (Thompson & Mathew 82). Q2. The major assumption behind the residual income valuation model is the clean surplus relationship, that stresses the relationship among book value per share, dividends and earnings: BV1 = BV0 + EPS1 - D1. It means that all the accounting profits and distribution to shareholders can be explained by changes in the book value. Another assumption is that the ohslon model comes from the information dynamics that brings together current information to future residual income. Consistent with Ohlson’s information dynamics it is found out that residual empirical research income follows a mean reverting process. In conclusion Ohlson’s formulation of the residual income valuation model provides an economical structure for incorporating information i n earnings, book value and income forecasts. The fact that there are no taxes or difference in tax rates is another major assumption made. The book value of equity uses the clean surplus approach that states earnings and net dividends modify book equity. The future residual income is overcome by the use of the equation below V0 = B0 + ?(RIt / (1 + r)t) = B0 + ? ((Et - r x Bt-1) / (1 + r)t) where V0 - value of a company's stock. B0 - present book value per share. Bt - book value per share at the end of period t. r - cost of equity. Et - future EPS for period t. RIt - residual income per share for period t. Q3. Francis and Schipper realized that in recent times, the value relevance of accounting information has been under constant scrutiny by the stock market researchers and set out to test it. Another test that they made use of is that of investigating the relationship between a set of independent accounting variables and security price dependent variable. In order, to extend their t ests to account for change in relevance over time, they made use of linear regression, which was an estimation technique that determined the value relevance of accounting data. Q4. The property of timeliness is an important role in accrual accounting since it aligns the expense recognition and timing of revenue. Accountants produce an earnings variable by adding accruals to operating cash. Conservatism is defined as the asymmetry between loss and gain recognition. Loss accruals are important in that they allow management compensation; determine earnings quality and improving the usefulness of financial statements generally. Journal of Accounting and Economics clearly outlines the effects of international institutional features on the accounting income properties as follows. The international differences in demand for accounting directly affect change in market value over time. Asymmetry by public disclosure is characterized by the stakeholders and shareholders governance models of c ommon and code law countries. Litigation, regulation and taxation cause variations within the common Law countries. The value strategies include low price to book ratio, buying low stocks and low price to cash flow ratio stocks. The major finding of these strategies is that it is a successful investment strategy in that the value stocks outperform the whole market and growth stocks. Q5. Lakonishok, Shleifer and

Article Critique #1--Business Ethics Example | Topics and Well Written Essays - 250 words

Critique #1--Business Ethics - Article Example The myth that people are turning less ethical than an earlier generation has been criticized by the author. Along with clarifying myths prevalent about ethics management, the paper also provides practically applicable guidelines for the mangers to ensure business ethics. This makes the paper locally applicable in a business scenario. The need to understand the ethical culture as recommended by the paper is very important for a manger as today’s business environments are largely turning multicultural. Rather than having a theoretical framework for the code of conduct it is ideal that the manager directly communicate the ethical requirements to the employees. Thus the recommendation made by the paper in this context is very relevant. However, an overemphasis on rewards to encourage the employees to be ethical as recommended by the paper is contrary to the personal value oriented ethical approach. People must follow ethics not merely for rewards but must develop personal ethical responsibilities. This must be self driven and not motivated by materialistic rewards. The recommendation t o promote a culture of ethical leadership will be of high relevance for a manger to ensure ethical management. Interestingly, this recommendation is contrary to the other recommendation to have emphasis on rewards. In totality, the points raised by the paper can be successfully implemented by a manger to practically mange business

Research Final Project Essay Example | Topics and Well Written Essays - 1750 words

Research Final Project - Essay Example The sampling technique used in this research is simple sampling. This helps in random collection of samples leading to impartial conclusion as it is easy. On the other hand, the research design used various data techniques such interviews, tape recording and internet sources to determine a number of issues. For instance, the citizens affected by crimes perpetrated by the immigrants and the number of illegal immigrants in the country. Illegal Immigrants and Crime Introduction The problem of illegal immigrants in the US has continued to pose a threat to its citizens in terms of many factors. These include scrambling for scarce resources and engaging in various crimes. For instance, these immigrants engage in murderous activities, robberies, burglaries, and even rape cases. These people who do not have adequate protection of the American law also scramble for the limited hospital services, public schools and the strained local budget. For instance, during the 2007 findings involving the crime rate of the illegal immigrants, it was found that out of 100 cases, 73 illegal immigrants had a chance of repeating a crime. Different reports also say that illegal immigrants who had been previously jailed can easily get back to jail (Pollock, 2011). Hypothesis H1: Illegal immigrants are the main cause of rising crime in most states of America. H2: The law is to wholly blame for the influx of illegal immigrants in America who compete for the limited resources in the US and resort to crime. Core objective The core objective of this research will be to determine if there is a link between rising crimes in most American neighborhoods with the increase of illegal immigrants. Specific Objectives 1. To determine the presence of crimes in different neighborhoods in America. 2. To determine the rate of these crimes. 3. To evaluate the number of illegal immigrants infiltrating into the country. 4. To determine the link between a relaxed police system at the border and the rise of ill egal immigrants who commit crimes. Limitations To accurately measure the rate of crimes among illegal immigrants is a challenging due to their secretive identities. This is because most of these immigrants do not report anything to the police. Another problem is the integrity of the officers at the border system. Some of them illegally smuggle immigrants into the country hence complicating the real number of illegal immigrants. Independent and dependent variables The independent variable in this paper is the rise of illegal immigrants in the US. Alternatively, the dependent variable is the rate of hate crimes among these illegal immigrants in the US. Background and Literature Review Crime experts and sociologists define hate crime as a felony that has a motivation from racial, prejudice or sexual drives and it is associated with acts of violence. These crimes have been mostly perpetrated by illegal immigrants who enter into the country through various borders in Texas, Mexico, Calif ornia and other porous border points (Maxfield, Michael & Earl 2006). These people are known to bully, harass, intimidate and apply other forms of hate crimes that have adverse effects on their victims. These include physical and psychological pains that interfere with the basic rights of the victim. According to Rivera, the existence of illegal immigr

Personal Training in Chad Evermore ompany Case Study

Personal Training in Chad Evermore ompany - Case Study Example These activities will make sure that there are stronger bones, long drive and more power. Cardiovascular evaluation such as step test and walk test should also be considered. Another important factor to consider in order to produce exemplary good performance is to create and stick to the training program. The latter should include some repetitions and exercises; specific needs that would help grow and maintain quality standards in terms of performance of the body and on the field. In addition, the creation of a periodized training program in weekly basis is important such as the one below: Nutrition is the basic or key to any fitness success. This therefore clearly tells us how important it is to uphold excellent nutrition by taking care of what the client takes into the body as food. There are some basic nutritional strategies and more so, food supplements that have been considered in the recent years to boost immune and general body health. This includes 3 meals a day and 2 smaller snacks in between. Multivitamin and fish oil is advantageous too (Walter & Meir,  2003).

Analysis of Compensation Philosophy Research Paper

Analysis of Compensation Philosophy - Research Paper Example The policies and underlying philosophy governing the company’s compensation program are designed to accomplish the following objectives: Maintain a compensation program that is equitable in a competitive marketplace. Provide opportunities that integrate pay with the company's annual and long?term performance goals. Maintain an appropriate balance between base salary and short and long-term incentive opportunities. Recognize and reward individual initiative and achievements. Provide a clear focus and measurement on key objectives with a meaningful link to rewards. Achieve a performance-driven work culture that generates the company’s growth Provide compensation and benefits levels within our company’s financial ability to pay. Encourage competency building by better linking career development, performance management, and rewards. Provide a non-discriminatory merit-based compensation program. At the same time, the compensation program of Excel Consulting Company is designed to attract, motivate and retain talented employees. This is evident through working towards the company’s success, attracting and retaining the highest performers. According to Martocchio (2011), base pay is set by a formal job hierarchy. The author states that pay rewards should be obtained by merit or seniority, meeting specific goals or completing a specific project or as a result of acquiring new job skills or knowledge. That is why the author states that Excel Consulting strives to provide a competitive base salary that meets the market at the 50th percentile for fully proficient employees who meet expectations. Also, it is evident between the 60th and 75th percentile for employees who consistently perform above expectations and are highly proficient in their roles. New employees that do not meet expectations will be paid below the 50th percentile target (Martocchio,2011). The competitiveness of employees' base salaries will be reviewed on an annual basis and a djustments made when market conditions and financial performance allows. The size of the adjustment will be based on the employee’s experience, performance, and contribution to Excel Consulting Company’s performance as well as the employee’s salary within the marketplace. Also, Excel Consulting will use both annual incentives and long-term incentives to enhance its ability to achieve its mission and its employee compensation objectives. In this case, long-term incentives will be performance-based and will provide equity compensation at the 50th percentile when target goals are met with the potential for awards. However, it will be between the 60th and 75th percentile when long-term goals are exceeded. The payment of an incentive award to an employee will be subject to the employee’s achievement of pre-established targets. Excel consulting compensation programs will also ensure internal equity by considering differences among employees in skills, efforts, responsibilities and working conditions. This implies that visible effective commitment to the Excel consulting Company will also be rewarded. The company will also ensure that its compensation structure is linked to an effective performance management system (Daft et al, 2010).  Ã‚  

Research Final Project Essay Example | Topics and Well Written Essays - 1750 words

Research Final Project - Essay Example The sampling technique used in this research is simple sampling. This helps in random collection of samples leading to impartial conclusion as it is easy. On the other hand, the research design used various data techniques such interviews, tape recording and internet sources to determine a number of issues. For instance, the citizens affected by crimes perpetrated by the immigrants and the number of illegal immigrants in the country. Illegal Immigrants and Crime Introduction The problem of illegal immigrants in the US has continued to pose a threat to its citizens in terms of many factors. These include scrambling for scarce resources and engaging in various crimes. For instance, these immigrants engage in murderous activities, robberies, burglaries, and even rape cases. These people who do not have adequate protection of the American law also scramble for the limited hospital services, public schools and the strained local budget. For instance, during the 2007 findings involving the crime rate of the illegal immigrants, it was found that out of 100 cases, 73 illegal immigrants had a chance of repeating a crime. Different reports also say that illegal immigrants who had been previously jailed can easily get back to jail (Pollock, 2011). Hypothesis H1: Illegal immigrants are the main cause of rising crime in most states of America. H2: The law is to wholly blame for the influx of illegal immigrants in America who compete for the limited resources in the US and resort to crime. Core objective The core objective of this research will be to determine if there is a link between rising crimes in most American neighborhoods with the increase of illegal immigrants. Specific Objectives 1. To determine the presence of crimes in different neighborhoods in America. 2. To determine the rate of these crimes. 3. To evaluate the number of illegal immigrants infiltrating into the country. 4. To determine the link between a relaxed police system at the border and the rise of ill egal immigrants who commit crimes. Limitations To accurately measure the rate of crimes among illegal immigrants is a challenging due to their secretive identities. This is because most of these immigrants do not report anything to the police. Another problem is the integrity of the officers at the border system. Some of them illegally smuggle immigrants into the country hence complicating the real number of illegal immigrants. Independent and dependent variables The independent variable in this paper is the rise of illegal immigrants in the US. Alternatively, the dependent variable is the rate of hate crimes among these illegal immigrants in the US. Background and Literature Review Crime experts and sociologists define hate crime as a felony that has a motivation from racial, prejudice or sexual drives and it is associated with acts of violence. These crimes have been mostly perpetrated by illegal immigrants who enter into the country through various borders in Texas, Mexico, Calif ornia and other porous border points (Maxfield, Michael & Earl 2006). These people are known to bully, harass, intimidate and apply other forms of hate crimes that have adverse effects on their victims. These include physical and psychological pains that interfere with the basic rights of the victim. According to Rivera, the existence of illegal immigr

Analysis of Compensation Philosophy Research Paper

Analysis of Compensation Philosophy - Research Paper Example The policies and underlying philosophy governing the company’s compensation program are designed to accomplish the following objectives: Maintain a compensation program that is equitable in a competitive marketplace. Provide opportunities that integrate pay with the company's annual and long?term performance goals. Maintain an appropriate balance between base salary and short and long-term incentive opportunities. Recognize and reward individual initiative and achievements. Provide a clear focus and measurement on key objectives with a meaningful link to rewards. Achieve a performance-driven work culture that generates the company’s growth Provide compensation and benefits levels within our company’s financial ability to pay. Encourage competency building by better linking career development, performance management, and rewards. Provide a non-discriminatory merit-based compensation program. At the same time, the compensation program of Excel Consulting Company is designed to attract, motivate and retain talented employees. This is evident through working towards the company’s success, attracting and retaining the highest performers. According to Martocchio (2011), base pay is set by a formal job hierarchy. The author states that pay rewards should be obtained by merit or seniority, meeting specific goals or completing a specific project or as a result of acquiring new job skills or knowledge. That is why the author states that Excel Consulting strives to provide a competitive base salary that meets the market at the 50th percentile for fully proficient employees who meet expectations. Also, it is evident between the 60th and 75th percentile for employees who consistently perform above expectations and are highly proficient in their roles. New employees that do not meet expectations will be paid below the 50th percentile target (Martocchio,2011). The competitiveness of employees' base salaries will be reviewed on an annual basis and a djustments made when market conditions and financial performance allows. The size of the adjustment will be based on the employee’s experience, performance, and contribution to Excel Consulting Company’s performance as well as the employee’s salary within the marketplace. Also, Excel Consulting will use both annual incentives and long-term incentives to enhance its ability to achieve its mission and its employee compensation objectives. In this case, long-term incentives will be performance-based and will provide equity compensation at the 50th percentile when target goals are met with the potential for awards. However, it will be between the 60th and 75th percentile when long-term goals are exceeded. The payment of an incentive award to an employee will be subject to the employee’s achievement of pre-established targets. Excel consulting compensation programs will also ensure internal equity by considering differences among employees in skills, efforts, responsibilities and working conditions. This implies that visible effective commitment to the Excel consulting Company will also be rewarded. The company will also ensure that its compensation structure is linked to an effective performance management system (Daft et al, 2010).  Ã‚  

Life in the Colonial Cities Essay Example for Free

Life in the Colonial Cities Essay The people of early colonial America settled mainly in rural areas and farms. Eventually, by the end of the 18th century, cities became dominant settlements over the rural regions. The cities of colonial America were heavily influences by British; the latest fashions of dress, social ideas, and furniture among other things were imported from Great Britain. As the size of cities grew, problems in health and sanitation began to arise. Throughout all of the major cities, taverns were the common places where everyone would meet. The cities of colonial America helped spread the European Enlightenment across the Atlantic. This in turn helped create an American Enlightenment movement, which started primarily in the major cities. Cities helped develop the advancement of learning in science, literature, and the arts. They were also centers for manufacturing and commerce, where industry boomed. The major cities of America included Boston, Philadelphia, New York, Newport, and Charleston. In these large cities, many problems began to surface. These difficulties involved health, sanitation, police protection, and fire prevention. To decrease these problems meant that the city would have to work together and stop with individualistic ways. Philadelphia was the most heavily populated, and most sophisticated of the major cities. They had brick roads and sidewalks including street lamps, which turned on every night. There was a regular night watch along with volunteers for fire protection and there were also many booksellers. Some people were unhappy with Philadelphias design while others thought the city to be a masterpiece. Boston was another populous city, thanks to its elegance and in general the manners of its people. The people of Boston had many luxuries, such as coach rides where slaves served the customers. Also, the Mall was a very popular place among the people. The Mall was a beautiful Common with trees and paths, which was an imitation of St Jamess Park. Although Boston was not as  densely populated as Philadelphia, Boston offered a cleaner and more open society. New York City preserved many of its native Dutch traditions and qualities. A lot of the buildings were built of brick, which was the common Dutch style. New York also had developed into the headquarters of the British North American Army. Many New Yorkers were influenced greatly by Britain, which meant that the people were considered to have excellent manners. Taverns were the centers of social life in the cities, also called the principal social institution of colonial America. The taverns social class ranged greatly depending on its surrounding areas. Some taverns housed the low lifes and poor people while others only accepted gentleman. Most of the pubs were a place for common people to discuss any matters at hand. Some say the foundation of the Revolutionary War was planned in taverns. Some people felt as if taverns were causing some problems in society. Benjamin Franklin was one of the major figures that tried to limit the number of taverns in cities. He argued that the number of taverns might cause poverty to many of the people and the surrounding neighborhood. However, taverns could be considered good to the cities because they were the closest form of business enterprise in colonial America to this point. Although in the early years of colonial America, many people resided in the rural areas, the cities became more populated over time. Taverns were a main reason for people moving from farms to the cities. The conditions of the city werent excellent, as the water supply was not very sanitary and garbage disposal was a major issue. However, these factors made for the beginning of a new nation and helped form how America is today.

H1N1 Disease (Swine Flu): Causes and Treatments

H1N1 Disease (Swine Flu): Causes and Treatments H1N1 disease is also referred to as the swine flu. It is a new kind of influenza which has been causing illness in the society and was first detected in the year 2009 in the United States. It spreads from one individual to another just the way the regular seasonal influenza viruses spread. It is referred to as the swine flu because laboratory tests indicated that the genetic constitution of the virus was similar to the influenza viruses that are normally found in pigs (swine). The general symptoms of this disease include fatigue, muscle aches, sore throat, headache, chills, decreased appetite, nausea, vomiting, diarrhea and runny or stuffy nose. The specific symptoms found in the children includes troubles when breathing, bluish skin color, insufficient intake of fluids, lack of socialization, irritation on the body skin and fever which is accompanied by rashes. The agent cause of the H1N1 is the influenza A virus. This is a negative sense, single-stranded RNA which belongs to the orthomyxoviridae family. According to health officials, swine flu is contagious and its spread in the same way as the seasonal flu (coughing or sneezing). This is because every time a person infected with the swine flu coughs or sneezes, some tiny droplets containing this kind of virus are released into the air. Any person who comes into contact with these droplets is likely to get infected with this disease. Some of the risk factors associated with H1N1 are age and medical conditions. This is because certain age groups and those with prevailing medical conditions are likely to have complications if they are infected with this disease. For example children aged below 5 years and especially those who are below two years are likely to develop flu related complications. People aged 65years and above are also at higher risks of experiencing severe complications from this illnesses compared to the young people. This is because of the fact that human defenses become weaker as a person ages. Another vulnerable group to this H1N1 flu related complication s is the pregnant women. This is because this disease is both dangerous for the mother and the unborn child for its severity can be fatal. The medical conditions which can be complicated by H1N1 influenza infection include people with asthma, neurological and neurodevelopmental conditions, chronic lung disease, heart diseases (congestive heart fa ilure, congenital, coronary artery disease), blood disorders (sick cell anemia), endocrine disorders (diabetes mellitus), kidney disorders, liver disorders, metabolic disorders (mitochondrial and metabolic). Other medical conditions will include the people with a weakened immune system as a result of medication or diseases such as cancer, chronic steroids HIV and AIDS (Cdc.gov 2010). People who experience severe or mild of the earlier mentioned characteristics should visit the public or private health facilities for treatment. There are several drugs which can be used in alleviating the H1N1 flu in people with severe illnesses or risk factors. This includes the antiviral drugs such as the Tami flu and Relenza. There are also monovalent H1N1 virus vaccines which were approved by the FDA in September 2009 (umm.edu 2009). During May last year this disease was viewed as a pandemic by many countries and also by WHO. It is highly respected my many countries because of the effects which it can bring to a countrys population. Many governments perceive this disease as a threat because it is still increasing at an alarming rate as many new countries get infected too. Governments are however fighting the threat of this disease by testing the sample of ill persons and also by shifting the surveillance efforts to reporting and monitoring of trends. H1N1 is a very dangerous disease which spreads very fast because its method of transmissions is very simple. I believe that its the duty of each individual to monitor the mentioned symptoms and then report to the health facilities so as to reduce the opportunistic infections which come with the disease. People should also go for vaccination so that they can reduce the effects of the disease. People who have the risk factors should also visit the health facilities so as to avoid the flu related complications. Countries should step up measures to curbing this surging numbers of cases resulting from the disease. References Cdc.gov. (2010). 2009 H1N1 Flu. Retrieved on 13th February 2010, from http://www.cdc.gov/H1N1flu/qa.htm Umm.edu. (2009). H1N1 flu (swine flu) information. Retrieved on 13th February 2010, from http://www.umm.edu/news/swine_flu_qa.htm#9 What is a mortgage? What is a mortgage? Real Estate in Barcelona How to get a Mortgage What is a Mortgage? A mortgage is a loan or lien for a property/house which has to be paid within a specified period of time. It is usually a loan of money. A mortgage is a security for the loan that the lender makes to the borrower. Mortgage has many different shapes and sizes each with its own advantages and disadvantages. Types of Mortgages Fixed rate Mortgage This is suitable for those who prefer to know exactly what their monthly outgoings will be. Discounted Mortgage This type of loan is cheaper in the beginning and allows you to take advantage of any interest rate cuts. But if interest rate rises then your monthly payments will go up. Capped rate Mortgage This mortgage is a combination of fixed and discounted mortgages. Cashback Mortgage This is great for first-time buyers or those on a tight budget or has taken out a loan to use as a deposit for the mortgage. Once if the deal is done, your lender will reimburse a certain proportion of your mortgage loan. This could be as much as a couple of thousand pounds, depending on the lender and the size of the mortgage. Tracker Mortgage This normally follows movements in the base rate set by the Bank of England. Flexible Mortgage This is useful for couples starting a family or for those who are taking time out to study. You have to agree payment holidays with your lender. Taking time off could either increase your repayments later on or prolong your loan period. Tips to get a Mortgage Save a deposit Before getting a mortgage, first thing is to save enough money for a deposit. Financial Advice Think about how you want to repay your mortgage. Most people choose repayment loans also called capital and interest loans where part is paid back every month. By this, the whole loan is repaid at the end of its term. Find a lender Once if you have chosen the type of mortgage and the repayment method, you need to find a lender. How much can you borrow? The lender or mortgage broker will be able to tell you how much you can borrow. This is based on the following three factors Your income Your existing debt The size of your deposit Applying for a Foreign Mortgage in Spain When applying for a mortgage in Spain you need to make sure you have the following things Valid Passport, residence permit or Spanish ID card (NIE) New Building Resale Properties Three last salary slips of yours Three last bank statements of yours Spanish tax declaration for the last financial year (P60 form in UK) or if you are self-employed you need to provide tax slip for the last two years. International Banks with Spanish Mortgages The most straightforward option for a foreign buyer is to look to international banks, many of which have begun to offer special Spanish mortgages due to the large demand from internationals looking to buy in Spain. These are specifically catered to the Spanish housing market and deals with every aspect of translation, lawyers and insurance. Mortgage checklist Save a deposit Think about how much you can afford to pay each month on your mortgage Go through the different types of mortgages available Be prepared to get as much paperwork as possible in advance Always read the small print both on your mortgage and any insurance you intend to buy. It could save you a lot of money in the long run

Free Color Purple Essays: It Was the Worst of Times :: Color Purple Essays

The Color Purple Essay: It Was the Worst of Times The book The Color Purple was written by Alice Walker.   The book was not written in a conventional manner.   It was a series of letters spanning the life of Celie, the main character.   Most of the letters were written by Celie and some by her sister Nettie.   The theme of the book is to be true to yourself in spite of difficulties and never let go of what you believe in.   Do not let people make you think you are something that you are not, then you have the will to survive during the worst of times.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   The Color Purple is about Celie’s life.   In the beginning of the novel, we learn that Celie was raped by her father.   We also learn that Celie’s mother is ill and is unable to take care of the family.   Celie is forced to cook and clean for her family.   Celie conceived two children because of her father’s continuous raping.   She never sees her children and believes that her father killed them.   A man from town wanted to take Celie’s sister Nettie as a wife, but her father convinces the man to take Celie instead.   Celie is now forced to marry an older man who already has children.   Celie’s husband constantly beats and rapes her without any remorse.   He even made Celie nurse Shug Avery, his mistress, when she was ill.   It is now that Celie learns from Shug Avery about love.   Shug Avery encourages Celie not to take the abuse from her husband anymore and that she deserves bette r.   Celie would finally leave her husband when she found out that he kept her sister’s letters from her.   Nettie was the sole reason why Celie had managed to survive.   Celie could not tolerate any more abuse and left with Shug Avery and Mary Agnes.   Mary Agnes was Celie’s stepson’s mistress.   Celie eventually meets up with Nettie and her two children whom she believed to be dead.   She than goes back to her husband who has drastically changed since Shug Avery and Celie left.   Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚  Ã‚   This novel was set in the early 1900’s.   During this time, the black people were oppressed by white people.   They were abused and taken advantage of.   Not only were the black people were oppressed but also women were oppressed.   They had little freedom and were unable to be self-sufficient.

elmer gantry :: essays research papers

Elmer Gantry, the Terwillinger College president and a star football player, is continually enticed by many temptations including girls, alcohol and cigarettes. One day, when he travels with his friend Jim Lefferts to a near-by town, he drunkenly stands up for Eddie Fislinger, the Y.M.C.A. president, and his religious preaching. Inspired by the statements made by Elmer that defend religion; Eddie incessantly attempts to persuade Elmer to convert. When Judson Roberts, a former college football star, arrives at Elmer’s town, he is converted by the belief that it takes a strong man to accept Jesus and have eternal glory and life. Later on, Elmer and Frank Shallard, a fellow student at Mizpah Seminary, are called to be preacher and assistant at the church in Schoenheim. There, Elmer has a relationship with Lulu Bains, whom he is expected to marry. Elmer devises a scheme that he executes perfectly to make sure that this marriage does not take place. Elmer goes on with his training in the ministry and is presently assigned another church for the Easter service. On the way there, he meets a man who lives by his temptations. Foolishly, Elmer agrees to a rendezvous with the man and his friends from the Pequot Farm Implement Company. Elmer is unsuccessful in his attempt to hold off the enticement of alcohol during this tryst and is worse for the encounter. Elmer fails to show up for the Easter service and is replaced with another preacher who is assigned to find Elmer’s whereabouts. Upon finding Elmer drunk at a cafà © telling of his exploits, the pastor reports back to Dean Trosper. Elmer is subsequently fired from Mizpah and is taken on by the Pequot Farm Implement Company. In his travels, he encounters Sharon Falconer, a traveling evangelist. He immediately falls in love with her, along with her lilted voice, enthusiastic mind and focused nature. She contributed to the fact that Elmer was now virtuous and free of his temptations. Her life is full of falsities although she preaches about the erroneous ways of lying. Her real name is Katie Jonas and has stolen many of her sermons from other people and places. As the traveling group of evangelists, musicians and the choir continually reduced expenses, Sharon saved up for a permanent base in which she could preach. She finally bought a pier on the New Jersey coast and decided on an opening night.

Presence of Illuminati Through Ideologies Essay

Final Draft: Presence of Illuminati through Ideologies The term â€Å"Illuminati† has been frequently used by historians in the past millennium to name secretive groups that existed and operated during the past few centuries. One of the more important secretive groups and the most famous Illuminati group until date were known as the Bavarian Illuminati although today it is simply known as â€Å"The Illuminati†. According to a source, it was founded in 1776 by a group of intellectual, European-based scientists, also known as freethinkers, during the Enlightenment era as a result of demoralization by religious factions of their belief that scientific ideologies could exist side-by-side with different religious teachings (â€Å"Illuminati†, n. d. ). Of the religious factions that somewhat stood against science, the Vatican City’s Catholic Church is thought to have continuously oppressed advances in the scientific field by these European-based scientists and hence contributed largely in the formation of an Illuminati fraternity whose members solely believed in scientific logic. Barkun (2003) believes the Illuminati existed for a small period in time, roughly eleven years, before being brought down due to infiltration among themselves by the Bavarian government in the year 1787. Yet, because of the secrecy and infiltration among regional governments the Illuminati were known for, many people believed and still believe in their rather peak period after their supposed downfall. Illuminati ideologies like science over religion and total world control on upper hierarchy by single entity unknowingly being part of our systems can result in too much authority to the group that no longer includes only scientists but also highly powerful people. According to Stone (2004), present day influential bankers, industrialists(-1-) nd statesman situated in the Western Europe and North American regions follow Illuminati ideologies that affect most of the other countries in the world excluding very few Islamic countries and China who have been able to only just resist the influence. Many theories have come up stating that the Illuminati was able to gradually infiltrate the higher levels of Free Masons, another secrecy group, whose lower hierarchy was and is popular with the pu blic, perhaps to gain some sort of insulation. In fact, it can be noticed in western-based education systems in the world today where science and scientific logic is more often than not given more importance than different religious perspectives. Opponents of this point argue that religion in general is understood and practiced by a very large number people side-by side with scientific studies and logic. These people deem scientific logic as still very young in comparison to religious logic and that science has ever since been changing not only in terms of developing new things but also in terms of modifying old findings while religion does not seem to go against itself. Although it is true that religion is practiced by a very large number of people, the fact that it is not promoted enough in educational institutes influenced by western-based education (-2-) systems in comparison to science today shows how the ideology of science over religion has slowly sneaked into the education sector itself. It can be seen that in places where science and western-based education systems are flourishing, a lot of people tend to look at everything based on the scientific logic and are gradually deviating from religious teachings that are mostly only inherited from parents today without them really knowing about it. Stone (2004) had once said in one of his articles that through control of institutes of higher studies, the western primary, secondary and tertiary education systems will be influenced by the authority of science. According to another writer known as Bradshaw, David Tappan, a professor of Divinity at Harvard, had once warned the college’s students of the extent of influence Illuminati agents had in the newly created United States of America (2003). Tappan had also talked about how one of the main aims of these influential people was to gain total control over the direction of education in the States. We can see in our small history how education of any type or in any field has played a very important role in the world when it comes to developing peoples’ minds and somewhat molding their way of thinking. Add to this the main idea of the article â€Å"Rising above the Storm: Science Education in the 21st Century,† that increase in science education is the key for the future of the U. S. economy and that the National Science Teachers Association (NSTA) should work to increase promotion of science in western-based education systems (n. d. ) and we can see how influence of science over religion is greater than ever through these education systems that are already science-based increasing the likeliness of Illuminati presence. Another Illuminatist ideology is that of infiltration among governments. Opponents of this ideology believe that the representatives of the Illuminati are merely highly publicized for(-3-) nfiltration among many North American and Western Europe governments and gain of power to affect world decisions perhaps due to the Illuminati’s background of successful infiltrations among many governments in the past. They use the point that we live in a world of many strong democratic nations with some nations still continuing to be under sovereign rule today to argue that it is highly unlikely that the Illuminatists are able to infiltrate governmen ts today. They also argue that even if they somehow manage to do so, they will not be able to influence any final decision-making due to the fact that so many government policies and rules are in place in each country to facilitate decision-making and that it seems far-fetched to think that such strong governments not only have been infiltrated by a few people but also have lost too much authority or power in making important decisions among each of the nations. With so many nations becoming democratic, we can see how easy it has become for Illuminatists to infiltrate other governments through the spread of democratic policies and get closer to achieving enough power to affect the entire world’s decisions making the likely or eventual existence of the Illuminati a possibility indeed. Examples of a few events that were against the beliefs of many democratic nations but yet took place are the forceful formation of the Jewish nation of Israel and the creation of region-based trading blocs’ side-by-side with promotion of free trade. Creation of a region-based trading bloc binds its regional country members into some sort of a single empire or one country and affects in the sense that it causes sudden changes to the way people in individual countries used to work and trade with other regional and non-regional countries. A third Illuminatist ideology is that of collecting real or natural wealth through the private banking sector. Banking is not something new but the ways banks function has always been changing in the course of our history. Private interest-rate banking was also another centuries old development but became increasingly popular among the general public from the late 18th century as a mode of safely storing and easily trading accumulated natural wealth such as gold and rare metals through paper receipts commonly known to us today as money or(-5-) currency. These receipts, initially basically used to replace unnecessary physical transactions of gold and metals, are now looked upon as a symbol of wealth. Since this operational system of storing real wealth and giving out receipts allows for easy movement and calculation of wealth which in turn results in quicker bank-related transactions, private banking is thought to have played a huge role role in economic development of many nations. From the average individual bank user to the big businesses and bankers themselves comprises a large group of ardent supporters of private banking and they undoubtedly argue in favor of private interest-rate banking. Their point of argument is based on the basic idea that private banking is the competitive and essential sector of banking where private firms compete against each other with the main aim of making huge profits and so it is very difficult if not impossible for followers of Illuminati ideology of natural wealth collection to use private interest-rate banking to their advantage and affect world economies. There is no doubt that wealth transfer has been made easy through banking but this has happened at the replacement of natural reserves of gold, oil and land with paper and electronic money/currency for economic transactions. All Illuminati ideologies lead to the main aim of gradual formation of a single entity, more commonly known as â€Å"New World Order† (NWO), by controlling positions in the upper hierarchy of each country’s ruling body through the spread of organizations in support of democratic policies, the removal of sovereignty and the creation of international organizations such as United Nations and hence affecting the individual people negatively.

Collapse of the Housing Market.

Collapse of the Housing Market. The purpose of self-governing is to make government work better by allowing people to help govern themselves. And the people do that by electing Representative to talk for them, to protect life, liberty and personal properties. â€Å"The absolute rights of individuals may be resolved into the right of personal security, the right of personal liberty, and the right to acquire and enjoy property†¦ and that consists in being protected and governed by laws made, or assented to, by the representatives of the people, and conducive to the general welfare† (James Kent, Commentaries on American Law, Lecture XXIV).Yes I believe that the congress lived up to protect life, liberty and personal properties, because they used â€Å"†¦Federal financial supervisory agency to use its authority when examining financial institutions, to encourage such institutions to help meet the credit needs of the local communities in which they are chartered consiste nt with the safe and sound operation of such institutions†¦Ã¢â‚¬  (Community Reinvestment Act, October 12, 1977) They did this so everyone could get a house. They also wanted to get more people into house so the economy could move.Because of that the demand for houses increased and so did the prices and most people were not able to afford and could not get a loan form the bank. Because of that the government â€Å"†¦in 1995 gave the CRA serious teeth: regulators could now deny a bank with a low CRA rating approval to merge with another bank—at a time when the arrival of interstate banking made such approvals especially valuable—or even to open new branches. Complaints from community organizations would now count against a bank’s CRA rating. † (Lawrence H. White, â€Å"How Did We Get into This Financial Mess? † Cato Institute, November 18, 2008). HUD also â€Å"actively pushed Fannie Mae and Freddie Mac into backing the enormous expansio n of the nonprime mortgage market†¦. To fund their enormous growth, Fannie Mae and Freddie Mac had to borrow huge sums in wholesale financial markets. Institutional investors were willing to lend to the government-sponsored mortgage companies cheaply †¦ because they thought that the Treasury would repay them should Fannie or Freddie be unable. † (Lawrence H. White, â€Å"How Did We Get into This Financial Mess? ,† Cato Institute, November 18, 2008).Congress tried to help the people by putting out more funds like The American Dream Down payment Initiative (ADDI). ADDI helped first time house buyers by paying their down payment or the closing cost. This helps more people to buy a house. â€Å"The American Dream Downpayment Assistance Act authorized up to $200 million annually. Funds were appropriated for fiscal years 2004-2008†¦. ADDI helped first-time homebuyers with the biggest hurdle to homeownership: downpayment and closing costs† The original pu rpose of the president was to carry out any decisions that congress made, but the president was not independent of Congress.Congress still remained completely in charge of how their decisions were carried out. The president is part of the executive who was to look up to congress so there is not a person making all the decision. All the powers of government, legislative, executive, and judiciary, result to the legislative body [in the Virginia Constitution of 1776]. The concentrating these in the same hands is precisely the definition of despotic government. It will be no alleviation that these powers will be exercised by a plurality of hands, and not by a single one. 73 despots would surely be as oppressive as one. † (Thomas Jefferson, Notes on the State of Virginia, Query 13, 1784). But when it came to the housing market the president/ executive department and agencies did not live up to their purpose in their actions in the area of housing. For example â€Å"President Bill Clinton's HUD agreed to let Fannie and Freddie get affordable-housing credit for buying subprime securities that included loans to low-income borrowers. The idea was that subprime lending benefited many borrowers who did not qualify for conventional loans. † (Carol D.Leonnig, â€Å"How HUD Mortgage Policy Fed the Crisis,† Washington Post, June 10, 2008). In 1999 the Clinton administration viewed Fannie Mae as a hazard trying to prevent the housing bubble and collapse. â€Å"Treasury Secretary Lawrence Summers issued a warning, saying, â€Å"Debates about systemic risk should also now include government-sponsored enterprises, which are large and growing rapidly. ’ It was a signal moment. An administration official had said in public that Fannie Mae and Freddie Mac could be a hazard† (â€Å"How Washington Failed to Rein in Fannie, Freddie,† Washington Post, September 4, 2008).The Clinton administration really didn’t like Fannie because they tr ied to â€Å"discouraged Fannie and Freddie from buying predatory subprime loans. Department of Housing and Urban Development called for Congress to enact legislation to â€Å"prohibit the purchase by each of these entities of predatory loans. † Fannie Mae was designed to help people. The sole purpose of them were to get banks to sell loans to people that would not always be able to get loans and then Fannie and Freddie would buy those loans form the bank giving back the money back to banks. The U. S. government had created Fannie Mae in 1938 to buy mortgages from banks that loaned money to homebuyers†¦. It was a Depression-era creation designed to ease financing costs for borrowers still recovering from the economic devastation of the 1930s† (Gretchen Morgenson, Reckless Endangerment, 13). To bring compotation and have verity the government created Freddie Mac so more loans could be bought and more people would invest. â€Å"†¦from an agency of the governme nt into a partially private entity that issued common stock to public investors†¦.The president’s idea was to get the company’s liabilities off the government’s balance sheet† (Gretchen Morgenson, Reckless Endangerment, 13). To get Fannie and Freddie get going on it own, they would sell stock where people would be able to by one of loans that Fannie and Freddie would buy form the banks, but the good thing was if the person was not able to pay back to Fannie and Freddie, the person who bought the loan would get paid back form the government. That got more people to invest in Fannie and Freddie. To fund their enormous growth, Fannie Mae and Freddie Mac had to borrow huge sums in wholesale financial markets. Institutional investors were willing to lend to the government-sponsored mortgage companies cheaply †¦ because they thought that the Treasury would repay them should Fannie or Freddie be unable. † (Lawrence H. White, â€Å"How Did We Get into This Financial Mess? ,† Cato Institute, November 18, 2008). Around 1999 Fannie and Freddie became so big that the government was losing more money then making money.The treasury did not like that they had to pay back to the people who invested in Fannie and Freddie. They went in public saying that they are â€Å"hazard†. â€Å"In the fall of 1999, Treasury Secretary Lawrence Summers issued a warning, saying, â€Å"Debates about systemic risk should also now include government-sponsored enterprises, which are large and growing rapidly. ’ It was a signal moment. An administration official had said in public that Fannie Mae and Freddie Mac could be a hazard† (â€Å"How Washington Failed to Rein in Fannie, Freddie,† Washington Post, September 4, 2008).After this one could see how strong Fannie and Freddie has become and more people decided to investigate but were never able to bring it up and who did were sued and lost a lot. â€Å"Gensler and ot her Treasury officials feared the companies had grown so large that, if they stumbled, the damage to the U. S. economy could be staggering. Few officials had ever publicly criticized Fannie Mae and Freddie Mac, but Gensler concluded it was time to urge Congress to rein them in†¦.The bill failed† (â€Å"How Washington Failed to Rein in Fannie, Freddie,† Washington Post, September 4, 2008). When the economy downturn in 2001 due to lots of mortgages not paid and more foreclosed houses, the Federal reserve tried to bring it up by expanding the U. S. money supply the goal was to bring up the economy by putting money into the economy and people start spending. â€Å"In the recession of 2001, the Federal Reserve System, under Chairman Alan Greenspan, began aggressively expanding the U. S. money supply†¦.The expansion was accompanied by the Fed repeatedly lowering its target rate for the federal funds (interbank short-term) interest rate. The federal funds rate began 2001 at 6. 25 percent and ended the year at 1. 75 percent. † † (Lawrence White, â€Å"How Did We Get into This Financial Mess? ,† Cato Institute, November 18, 2008). But this did not help, low interest rates affect the behavior of investors. They stopped buying bonds and The Federal Reserve Board’s decision to slash interest rates to propel the economy was hurting investors who lived on the income generated by their holdings. In 2001, mortgage lenders †¦ understood that the low interest-rate environment was driving investors to securities that yielded more than Treasury bonds and other relatively conservative fixed-income instruments. † Due to less people-buying bond, the federal reserve made the interest rate low but they had to raise the house price to balance it. That way people saw this as in opportunity to buy a house with low interest rate. Example form 26D. In 2005 federal reserve desperately made the discount form 4. to 6. 5 to help get the house market rolling again. â€Å"In August [2005], the Federal Reserve Board increased its discount rate to 4. 5 percent, up from 2 percent the summer before. The Fed was finally trying to tap on the brakes of a runway real estate market† (Gretchen Morgenson, Reckless Endangerment, 286) What the feds tried to fix by getting more blacks to buy because of people getting on them form being racist kicked them in the butt when more than half had there house foreclosed. In October 1992, â€Å"Mortgage Lending in Boston: Interpreting HMDA Data† was published by the Boston Fed. Its authors were [Alicia H. ] Munnell, Lynn E. Brown, and Geoffrey M. B. Tootell†¦. Racial bias by mortgage lenders, Munnell and her colleagues wrote, not only existed it was pervasive. The HMDA data showed that black and Hispanic loan applicants were far more likely to be rejected by banks than were whites. The rejection ratio for minorities was 2. 8 to 1 compared with white applicants†¦ . There was only problem.The methods used by the Boston Fed researchers to prepare their report were flawed†¦. The analysis did not consider whether an applicant met a lender’s credit guidelines† I was happy that congress wanted to help anyone who wanted a house, there intensions were good by creating Fannie and Freddie but when people figured out that they can buy loans form Fannie and Freddie will be payed back when they know the owner of that mortgage will never be able to pay back. More community lost there value due to this.